Government co-contributions

Government co-contributions – let the Government help top up your super!

You may be eligible to receive an extra super contribution from the government if you make additional after-tax voluntary contributions to CONNECT and you earn less than $60,342 p.a.

The maximum government co-contribution is $1,500 p.a. It applies where you earn less than $30,342 pa, and you personally contribute at least $1,000 p.a. into your super.

Check if you are eligible

To receive the government co-contribution, you must:

• make voluntary contributions to CONNECT that are not salary sacrifice contributions. Superannuation Guarantee contributions through your employer are not eligible
• earn less than $60,342 pa, with at least 10% of your income from being an employee (as defined for Superannuation Guarantee purposes)
• be less than 71 years old at the end of the financial year the contribution was made
• lodge an income tax return for the year you have made the voluntary contributions; and are not a temporary Australian resident.

Receive up to $1.50 for every $1 you put in

The amount of a government co-contribution you receive for a financial year depends on your income and the voluntary contributions you’ve made to CONNECT.

If you earn $30,342 p.a. or less, for every $1 you contribute up to $1,000 p.a., the government will match it with $1.50.

The amount of co-contribution reduces if your income is higher, and cuts out completely at $60,342 pa. To check how much you could receive use the ATO'S super co-contributor calculator.

If you are eligible for the government co-contribution, it will be paid directly into your CONNECT account following assessment of your annual tax return.

Find out more

To find out more about making additional voluntary contributions to your super and whether you can receive the government co-contribution, speak to the CONNECT Administration Service on 1800 025 464 (freecall).